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Loans

Know what lenders ask for before you apply

Personal, home, vehicle, gold, business, MSME and farm loans, explained one at a time — with the documents to keep ready.

A man wearing a turban reads through loan papers at a desk

Debt resolution

Trouble repaying a loan? Start by understanding where you stand.

What SMA, NPA, restructuring and settlement mean, and what to ask your lender for in writing.

A couple at a table at home working out figures with a calculator

Savings

Saving: the basics, in plain language

Deposits, insurance limits and the questions to ask before you place money anywhere. Education only — we sell nothing.

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Investments

Understand how investments work before you choose

Mutual funds, SIPs, risk and time, explained. We do not recommend or sell any product.

Parents and two children laughing together on the grass in a park

Insurance awareness

Know what insurance covers — and what it does not

Life, health, motor and home insurance, the words you will meet, and what to check before you buy.

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Credit health

Your credit score and report, explained

Get your own report free once a year, read it, and dispute errors yourself.

Understand your loan, get your papers ready, and talk to us in your language.

Orange Fincorp helps individuals and small businesses understand how loans and other financial products work, and get their documents in order before they approach a bank or NBFC. We explain in English, Tamil, Malayalam, Telugu and Kannada. The first call is free.

What do you need help with?

Getting a loan

Find out what lenders usually ask for — income, documents, security — before you apply.

Papers for your business

A clear business profile and cash-flow sheet, set out from your own figures with our guidance.

Trouble repaying a loan?

Understand what SMA, NPA, restructuring and settlement mean, and what to ask your lender for in writing.

Your credit score and report

Get your own report free once a year, read it, and dispute errors.

Go straight to a loan type

Personal Home Vehicle Gold Education Business MSME Working capital Loan against property Crop loans

How it works

Tell us your need.

A short form: name, number, what you need. No documents.

A free call.

About ten minutes. We check whether we can actually help, and say so plainly.

A written scope before we start.

You get in writing what we will do and what you will receive before anything starts. Our assistance is currently free.

Tools to prepare with

Estimate a monthly instalment, or check which papers to keep ready. Estimates only — your lender sets the actual rate, EMI and charges.

EMI calculator (estimate only)




This calculator gives an estimate using the rate and tenure you enter. Actual EMI, fees and eligibility are set by the lender.

Learn the basics before you choose a product

Short, plain-language pages. Education only — we do not sell or recommend any product.

Saving: the basics

Deposits, insurance limits, questions to ask.

Investing: the basics

Risk, time, mutual funds and SIPs.

Insurance: the basics

What each type covers and what to check.

Get ready to borrow

What lenders check and the papers to keep.

SMA and NPA, explained

The stages by days overdue and what changes.

Correcting credit report errors

How to dispute a wrong entry, free.

Questions people ask us

What does Orange Fincorp do?

We explain loans and other financial products in plain language, in five languages. We help you get your documents in order before you approach a lender. And we guide small businesses in setting out a business profile and a cash-flow sheet from their own figures.

Are you a bank, an NBFC or a lender?

No. We do not lend, accept deposits, hold money or process payments. "Fincorp" is part of our name only; it does not mean we are registered with the RBI.

Will you find me a lender or get my loan approved?

We do not lend. Our experienced team reviews your enquiry and, where it is suitable, refers it to a bank, NBFC or other lender. A referral is based on our assessment only; it does not guarantee that a lender will respond, approve or offer any terms. The lender decides.

What happens on the free call?

About ten minutes on the phone. You tell us what you need; we tell you plainly whether we can help, and what the next step is. No documents are needed.

When would I pay anything?

At present, nothing. Our assistance is free: we charge no fee and take no commission from anyone.

Should I send you my documents?

No. Please do not send PAN, Aadhaar, bank statements or notices through this website or by email.

More questions →

Request a free call

Leave your name and number. We reply by WhatsApp or email during our support hours (Monday–Saturday, 10:00 AM–6:00 PM IST), arrange a callback if a call is needed, and tell you plainly whether we can help.

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Thank you for your response. ✨

Thank you. We have your details. We will reply by WhatsApp or email during our support hours (Monday–Saturday, 10:00 AM–6:00 PM IST) and arrange a callback if a call is needed. Please do not email documents, PAN, Aadhaar or bank statements.

We do not lend or arrange loans, and we take no commission. Please do not send PAN, Aadhaar, bank statements or any document through this form. Read our Privacy Notice.

What we are — and are not

We are an information and general document-guidance service. We are not a bank, NBFC, lender or agent. We do not lend, arrange or guarantee loans, sell insurance or investments, or give personal investment advice. Where an enquiry is suitable, our experienced team may refer it to a bank, NBFC or other lender; this is based on our assessment and does not guarantee a response, approval or outcome. We take no commission from anyone.